财政援助事实

T在这里 is a lot of information in an offer letter, but what does it all mean? 这里有一些信息可以帮助你了解更多 关于你的经济援助, 付款方式, 其他需求:

关于经济援助

出勤费用(coa)
The COA is a budget of anticipated costs established by the institution for the following factors: 学费, 费用, 房间, 餐, 书籍/供应, 差旅费和杂项/个人费用.

估计直接成本
COA components that will be billed directly to the student by the institution. 对于本尼迪克特学院，这些项目是学费 & 住宿费、餐费(住校).

学生的经济需要
A student’s Financial Need is determined by subtracting the Expected Family Contribution (EFC) score on the submitted FAFSA from the COA budget for the institution (assumes living on-campus).

礼物的援助
Financial aid provided to students that does not require repayment (free money). 奖学金和助学金被定义为捐赠援助.

自助援助
Financial aid provided to students that requires a level of requirement. 学生贷款 and Work Study are considered Self-Help 援助 because loans require repayment and Work Study requires the student to work for the funds to be paid in the form of a paycheck.

我还欠多少钱?
This is how much of the student’s charges billed by the institution are not covered by Gift 援助 and 学生贷款. If the student chooses not to utilize student loans, then the balance will be charges less Gift 援助. All charges and aid for the year are split between the Fall and Spring semesters.

付款方式

After Gift 援助 is applied, the student is responsible for paying the remaining balance. 以下是你可以考虑的选择:

联邦学生贷款
By completing the FAFSA, the student is eligible to access Federal Direct 学生贷款. 资格金额由美国商务部决定. 的教育. These loans can be subsidized (no interest to student while in school at least half-time) or unsubsidized (interest accrues while in school). 这些贷款需要支付发起费, so the student will receive the loan amount minus the origination fee each semester.

Loan funds (if accepted by student) will be disbursed to the student billing account in equal amounts each semester.

联邦家长加贷款
Parents can utilize a federal loan to assist their student with paying their educational costs each year. 每年都需要申请. 该太阳城官网程序可在 studentaid.政府. 这笔贷款要收取贷款费, meaning the student will receive the loan amount less the origination fee each semester. Excess loan funds can be refunded to the student or the parent (determined on the application). 请与财务援助办公室联系 finaid@0412xp.net 如果你有问题.

私人(替代)贷款
私人贷款机构向学生和家长提供贷款(精选贷款机构). These loans will require a separate application and must receive credit-based approval. 对于没有至少两年信用记录的学生, 可能需要信誉良好的共同签署人. 这些贷款通常不收取发起费, 所以所有借款的资金都被支付到学生账单账户. 申请流程和贷款人名单是可用的 在这里.

大学付款计划
Benedictine College offers a zero-interest monthly installment plan for families to pay their student’s remaining balance (after financial aid) each semester. Terms and Conditions for the plan can be accessed via the student’s 乌鸦区 account.

参与需要每学期缴纳注册费. Balances from the current semester must be resolved prior to enroll in plan for the subsequent semester.

大学529计划
If you plan to utilize a college 529 savings plan to assist with paying the student bill, 请与商务办公室联系，电话 bcbusinessoffice@0412xp.net 以便及时分发给学院.

弗吉尼亚州的好处
If you are looking to utilize a Veteran’s Administration (VA) Benefits to assist with paying the student bill, 请与财务援助办公室联系 finaid@0412xp.net 启动获得这种形式援助的程序.

外面的奖学金
学生s often receive scholarships from entities not affiliated with the College to be attended. 学生s receiving such scholarships should notify the 金融援助 Office of any pending award by providing a copy of the notification letter from the awarding entity, 注明奖项名称, 量, 以及预计交付资金的时间框架. Funds will be applied to the student’s billing account upon receipt by the College. 奖励金额最高可达1美元,000 will be automatically applied toward first semester charges in full, 除非授奖单位另有说明.

工作研究
学生通过学院就业. 学生s interested in employment positions can access the application process in the Helpful Links section of their 乌鸦区 after July 1. 其他问题，请联系财政援助办公室 finaid@0412xp.net 或致电(913)360 -7484.

其他需求

一旦你拿到了录取通知书, t在这里 are other tasks the student will be required to complete for the financial aid to be disbursable to the billing account.

接受/签署录取通知书
The student will be required to actively notify the College of the financial aid options they wish to utilize. This is done by logging into the student’s 乌鸦区 and clicking on the 学生
Self-服务 link to complete this process within their student checklist.

入学咨询
学生s choosing to utilize their federal student loan eligibility will be required to complete the federal entrance counseling process. 这可以在联邦学生援助网站上找到.政府. This process is required before any loan funds will be disbursed to the student billing account. This counseling will be done one time and applies to both subsidized and unsubsidized student loans. This process introduces the student to loan terminology and advisement as a first-time student loan borrower.

年度学生贷款确认
美国.S. Deptartment 的教育 is requiring all student loan borrowers (student and parent) to complete the Annual 学生 Loan Acknowledgment (ASLA) process. This process establishes an understanding by the borrower of their responsibility to repay the loan. 这个过程在联邦网站上完成 studentaid.政府.

签署主本票(mpn)
学生s choosing to utilize their federal student loan eligibility will be required to sign the Master Promissory Note. 这可以在联邦学生援助网站上找到.政府. Like with other types of loans, this is the contract stipulating the terms of the loan. This will be done one time during the student’s continued attendance at Benedictine College and applies to both subsidized and unsubsidized student loans.